TATA CAPITAL UNLISTED SHARES
Tata Capital – Unlisted Share Price & Company Review (2025)
Educational article by Money Bells Research Analyst (SEBI RA – INH100009901)
➜ Tata Capital Overview
Tata Capital Limited is one of India's leading financial services companies under the Tata Group. It offers consumer loans, SME loans, home finance, wealth management, investment services and infrastructure financing. The company is registered with RBI as a Systemically Important NBFC.
Its unlisted shares are highly demanded due to strong parent backing, stable growth and diversified financial portfolio.
➜ Business Model & Verticals
Core Business Segments
- Retail Lending: Personal loans, consumer durable loans
- Home Finance: Through Tata Capital Housing Finance
- SME & Commercial Lending: Business loans, working capital
- Infrastructure Finance: Power, roads, urban projects
- Wealth & Investment Services: Mutual funds, advisory
- Digital Finance: App-based lending & onboarding
Strategic Strengths
- TATA Group backing
- Diversified loan portfolio
- Strong credit risk management
- High growth in digital acquisition
➜ Financial Snapshot (Unlisted Market)
| Metric | Value |
|---|---|
| Unlisted Share Price | ₹650 – ₹800 |
| 52-Week Range | ₹600 – ₹820 |
| Estimated Market Cap | ₹60,000 – ₹70,000 crore |
| Revenue Trend | Strong multi-year growth |
| Profitability | Stable margins + strong loan book |
| Asset Quality | Healthy GNPA levels |
*Note: Prices based on public unlisted platforms; values may vary.
➜ Growth Drivers
- Digital Lending Boom: Rapid onboarding via app
- Diversified Book: Retail + SME + infra
- Brand Trust: Tata name boosts conversions
- Housing Finance Growth: Rising home loan penetration
- Asset Quality Stability: Strong recovery systems
➜ Risk Factors
- NBFC Liquidity Risk – Sector-wide tightening can affect funding
- Credit Risk – SME and unsecured loans sensitive to cycles
- Interest Rate Risk – Higher rates reduce loan demand
- Unlisted Liquidity – Slow buy/sell execution risk
➜ Investor Checklist
- Prices are **not real-time**
- Demat transfer via **off-market** route
- Check tax rules for unlisted shares
- Long holding period preferred
- Cross-verify public data
➜ Disclosure (SEBI Compliance)
Important: Article is only for educational purposes. Money Bells Global Research Services Pvt. Ltd. is a SEBI Registered Research Analyst (INH100009901).
No buying/selling or recommendation of unlisted shares is made. Unlisted securities involve valuation and liquidity risks.
Information is sourced from publicly available data and may not reflect updated values. Kindly consult a licensed advisor before investing.
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